Actually, we have had great disability and life insurance every since medical school. It won’t pay off all of the debt, but it will come very close. Our credit cards (all 2 of them) have a protection plan as well. Our house will be sold next year when we move – we have a small townhouse, so we’ll make a little out of the sell, which will help us keep our debt at a minimum.
I am receptive to other’s advice, and will take the advice if I can apply it to my situation. This is not the perfect newsgroup for me, but I can’t find any others out there that can help me. Luckily, I’ve gotten some great advice from a few people here. This is not to say that you all don’t have great advice for those in your situation. I greatly appreciate all of your concern.
I’m sorry to hear about your husband’s accident. It sounds like you’ve been through quite a bit and have been affected in positive and negative ways. I hope that you continue to head in a path that leads you to happiness.